Palgakalkulaator AI

Your salary calculator, your AI assistant.

Ask for net pay, employer cost, or a tax breakdown. The assistant calculates with Estonian rules, without filling a web form. Connect once, then ask what you need to know.

Who it’s for and why

People already ask AI (ChatGPT, Claude) about Estonian salaries. Without our engine, models guess - outdated tax rates, wrong tax-free income, incomplete employer cost.

Palgakalkulaator AI gives AI tools access to the same calculator that powers palgakalkulaator.ee. Results match the website, under tax years 2024–2026:

  • gross ↔ net ↔ employer cost
  • income tax
  • social tax
  • unemployment insurance
  • funded pension (II pillar)

We open the salary calculator through an open protocol so it works where you already use AI.

What is MCP?

MCP (Model Context Protocol) is an open protocol supported by a growing set of AI tools. It lets an assistant call trusted external tools - for example Palgakalkulaator’s Estonian payroll engine.

Setup takes only a few minutes. After that you can ask payroll questions inside your AI tool.

Get started. Setup is quick and simple.

Configure your AI tool

In your AI tool’s settings, add a new MCP server and enter the Palgakalkulaator URL.

https://www.palgakalkulaator.ee/mcp

Claude

  1. Open claude.ai, go to Customize → Connectors, then Add → Add custom connector.
  2. Name it Palgakalkulaator AI and paste https://www.palgakalkulaator.ee/mcp.
  3. Click Add. No OAuth or login required.

Set it up on claude.ai - it then works in the desktop and mobile apps too.

Claude Code

claude mcp add palgakalkulaator \
  --transport http \
  https://www.palgakalkulaator.ee/mcp

Codex

codex mcp add palgakalkulaator \
  --url https://www.palgakalkulaator.ee/mcp

ChatGPT

Enable Developer Mode (Connectors / Advanced; Plus or higher), add a custom MCP connector with the same URL, and ask payroll questions in chat.

Any AI tool that supports the MCP standard works. The list of providers keeps growing.

Ask what you want

Go back to your AI tool and ask about salary whenever you need. The assistant picks the right tool and handles the rest.

What is the net salary for €2000 gross in Estonia in 2026?

How much does €2500 net cost the employer?

Calculate 2025 gross €3000 without the social-tax minimum.

One tool. Answers to your payroll questions.

The AI assistant chooses the tool automatically based on what you ask.

calculate_estonian_payroll

Calculates Estonian payroll: gross, net, and employer cost with income tax, social tax, unemployment insurance, funded pension, and tax-free income.

Argument Type Required Description
amount string yes Amount in EUR (e.g. "2000")
amount_type string no gross | net | total (alias employer_cost); default gross
payment_date string no YYYY-MM-DD - tax year rules (2024–2026)
basic_exemption_amount string no Monthly tax-free income claim (2026 default €700)
employee_unemployment_insurance boolean no Employee unemployment 1.6% (default true)
employer_unemployment_insurance boolean no Employer unemployment 0.8% (default true)
funded_pension_rate string no II pillar: "0" | "2" | "4" | "6"
social_tax_minimum boolean no Social-tax monthly floor (default true)

Send amounts as strings to avoid floating-point issues.

Secure and trustworthy

Built on the same foundation as our public calculator - no accounts and no personal data required.

Read-only access

Your AI assistant can calculate, but cannot change anything or submit anything on your behalf.

No personal data required

A calculation only needs an amount and options (for example tax-free income or II pillar rate). Personal ID codes, names, and other personal data are not requested, used, or stored. We do not create sessions or user accounts from MCP requests.

When data reaches your AI tool, that tool’s terms and privacy policy apply. Only connect services you trust.

Results are informational; for binding payroll use a professional (for example Arveldaja OÜ) or Palgakalkulaator payroll.